More Americans Are Going Without Health Insurance

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A recent survey has shown that more Americans are uninsured. In 2017, 15.5 percent of adults who were between the ages of 19 and 64 were uninsured. Only 12.7 percent of adults who were under the age of 65 were uninsured. Four million people lost their coverage.

Low-income adults have a higher uninsured rate. In 2016, 20.7 percent of people who made less than $30,000 per year were uninsured. That number increased to 25.7 percent in March 2018. There are a few reasons that more people are going without health insurance. Some people blame the Trump Administration for cutting back on the advertisement for the Affordable Care Act.

The coverage gap is another thing that may be contributing to the increasing uninsured rate. The Affordable Care Act required that states expand Medicaid coverage for low-income individuals. However, the Supreme Court ruled that states would not be required to do this.

Sara Collins is the vice president for health coverage and access of Commonwealth. She stated that the number of uninsured people is likely to increase. Another reason that people are opting to go without insurance is because they will no longer have to pay a penalty if they do not have it in 2019.

Five percent of people stated that they plan to get rid of health coverage once the mandate is dropped. If you still want to get health insurance, then there are some things that you will need to keep in mind. Many people do not get insurance because they assume that they cannot find an affordable plan.

You are not required to get health insurance, but you still may be able to qualify for subsidies. You should also ask for help if you are having trouble finding a plan. People who use an insurance broker are more likely to find a plan that they can afford.

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